In Camera Lucida, Roland Barthes puts forward a concept he called the punctum. The punctum is a seemingly minor detail that comes to be a major defining element of the picture.
I see a perfect example of that in this picture. Yes, the young woman is beautiful, and she is naked. This is for most men, and many women, an immediate attraction. It is absolutely what we see first. But then, our gaze wanders up to the window and the scene in the distance. A man, a car, the sea.
The man, and then the car is the punctum. Two worlds existing simultaneously. This happening while that is happening. It creates a tension in the photograph that otherwise would not exist. It would simply be a lovely photograph of a lovely young woman.
Ah, but the complexity that enters with that man and his car.